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How Do Car Loans Work in Canada?

by

Genevieve Michaels

Aug 19, 2025

Leading car loan comparison platform, especially for low & bad credit history Canadians. Find the best bad credit car loan deal for your next dream car purchase.

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888-673-2534

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support@carplusloans.ca

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1830 Wharncliffe Rd. S, London, Ontario

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We do not act as a lender, credit broker, or other financial intermediary. We act as a comparison platform which includes several carefully selected lenders and financers who can offer you a finance/loan to purchase your dream car.

Car Plus Loans will not perform a credit check; however, our partnered lenders will perform a soft search to assess your eligibility for a car loan. Most of our lenders offer bad credit car loan, but you may need to pay slightly higher interest rates.

Car Plus Loans doesn't charge a fee from its customers for using its services, but we may receive a commission from our lenders if a customer is approved for a car loan.

All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years of age or older.